I'm a product manager. I've shipped payments in Pakistan, Bangladesh, Nepal and Egypt, markets where the flow on paper and the flow in someone's hands rarely match. Every fix I'm proud of came out of a room where someone knew more than me: an engineer, a compliance officer, a support agent halfway through a call. I've learned to treat that as the raw material.
My job is to work out what to build. I read the data, listen to support calls, watch session recordings, and try the broken flow myself until I find the real reason it isn't working. It's usually smaller and stranger than anyone expected. Then I design the smallest change that fixes it and get it built.
Payments has too many moving parts for one person to hold them all, so I try to build rooms where saying "I don't know yet" counts as progress. When a Spotify launch was about to slip because our sandbox couldn't be ready in time, admitting that early gave us room to act: I built a mock of the bKash API overnight, and Boku integrated against it, a first for their company. The slot held, and 260K transactions have run through it since. When speed matters most I still build the first working version myself, with AI carrying more of that every year.